10 Things Debt Collectors Can’t Do: Know Your Rights
Managing debt can be a source of significant stress and can easily become overwhelming. However, it is crucial to be aware that there exist legal safeguards designed to shield individuals from exploitative or misleading practices employed by debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal statute that governs the conduct of debt collectors and furnishes guidelines on their interaction with consumers.
If you find yourself in debt, it is imperative that you possess knowledge of your rights as conferred by the FDCPA. Among the most critical aspects to comprehend is the existence of specific prohibitions imposed on debt collectors. By acquainting yourself with these constraints, you can effectively shield yourself from undue harassment, deceit, and other unjust practices.