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Dispute a Debt in Collections and Improve Your Credit Score

How to Dispute a Debt in Collections and Improve Your Credit Score

David HardmanNov 24, 202310 min read

Dealing with debt in collections can be a stressful and overwhelming experience. According to recent statistics from the Consumer Financial Protection Bureau (CFPB), as of 2023, approximately 28% of Americans…

10 Things Debt Collectors Can't Do

10 Things Debt Collectors Can’t Do: Know Your Rights

David HardmanNov 23, 20237 min read

Managing debt can be a source of significant stress and can easily become overwhelming. However, it is crucial to be aware that there exist legal safeguards designed to shield individuals…

Home Equity Line of Credit

Understanding Home Equity Line of Credit: A Beginner’s Guide

David HardmanNov 23, 202315 min read

Emily had always fantasized about owning a cozy home tucked away in a peaceful neighborhood. After years of diligent work and careful financial planning, she finally accomplished her objective. She…

Misconceptions About the Statute of Limitations on Debt

Debunking Common Misconceptions About the Statute of Limitations on Debt

David HardmanNov 22, 202312 min read

Debt is a subject that frequently instills a sense of overwhelm and bewilderment among individuals. One particular aspect of debt that can prove exceedingly perplexing is the concept of the…

Personal Line of Credit to Consolidate Debt

How to Use a Personal Line of Credit to Consolidate Debt

David HardmanNov 20, 202314 min read

Introducing Emily, an industrious and enthusiastic graphic designer who always demonstrated responsible financial habits. Nevertheless, life had a knack for presenting unforeseen obstacles in her path. It all began with…

Building Your Credit

5 Simple Steps to Start Building Your Credit Today

David HardmanNov 19, 202318 min read

Introduction Meet James, a young professional embarking on a quest for financial stability and a prosperous future. Fresh out of university, he quickly realized that his credit score held the…

Ultimate Guide to Balance Transfers

The Ultimate Guide to Balance Transfers: Everything You Need to Know

David HardmanNov 18, 202313 min read

Emma sat at her kitchen table, burdened by the weight of her mounting credit card debt. The excessive interest rates seemed insurmountable, trapping her in a seemingly endless cycle. According…

Balance Transfer Card Mistakes to Avoid

Balance Transfer Card Mistakes to Avoid: Tips from Financial Experts

David HardmanNov 17, 202317 min read

Balance transfer credit cards can be an incredibly powerful tool for effectively managing debt and saving a significant amount of money on burdensome interest payments. According to a recent study…